PROVIDENT FINANCIAL HOLDINGS, INC.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $40.1M | $39.0M | $38.9M | $41.1M | $36.3M | $35.2M | $40.9M | $50.7M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $9.6M | $8.9M | $10.4M | $21.4M | $16.0M | $14.7M | $17.0M | $12.1M |
| Operating Margin | 24.1% | 22.8% | 26.7% | 52.2% | 44.0% | 41.9% | 41.4% | 23.9% |
| Interest Expense | — | — | — | $9.0M | $3.1M | $4.6M | $6.1M | $6.2M |
| Pretax Income | $9.6M | $8.9M | $10.4M | $12.4M | $12.9M | $10.2M | $10.9M | $5.9M |
| Income Tax Expense | $3.0M | $2.6M | $3.0M | $3.8M | $3.8M | $2.6M | $3.2M | $1.5M |
| Net Income | $6.7M | $6.3M | $7.4M | $8.6M | $9.1M | $7.6M | $7.7M | $4.4M |
| Net Margin | 16.6% | 16.0% | 18.9% | 20.9% | 25.0% | 21.5% | 18.8% | 8.7% |
| EPS (Basic) | $1.04 | $0.93 | $1.06 | $1.20 | $1.23 | $1.01 | $1.03 | $0.59 |
| EPS (Diluted) | $1.03 | $0.93 | $1.06 | $1.19 | $1.22 | $1.00 | $1.01 | $0.58 |
| Shares Outstanding (Basic) | 6.4M | 6.7M | 6.9M | 7.1M | 7.4M | 7.5M | 7.5M | 7.5M |
| Shares Outstanding (Diluted) | 6.5M | 6.8M | 7.0M | 7.2M | 7.4M | 7.5M | 7.6M | 7.6M |
| Dividends Per Share | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 | $0.56 |