Provident Financial Holdings, Inc.
Income Statement
| Line Item | Mar 2026 | Dec 2025 | Sep 2025 | Mar 2025 | Dec 2024 | Sep 2024 | Mar 2024 | Dec 2023 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.9M | $9.8M | $9.7M | $10.1M | $9.6M | $9.5M | $9.4M | $9.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $1.9M | $2.1M | $2.7M | $2.7M | $1.2M | $2.7M | $7.4M | $7.9M |
| Operating Margin | 19.3% | 20.8% | 28.1% | 26.2% | 12.7% | 28.3% | 78.3% | 82.0% |
| Interest Expense | — | — | — | — | — | — | $5.2M | $4.9M |
| Pretax Income | $1.9M | $2.1M | $2.7M | $2.7M | $1.2M | $2.7M | $2.1M | $3.0M |
| Income Tax Expense | $557.0K | $614.0K | $1.1M | $797.0K | $352.0K | $789.0K | $620.0K | $884.0K |
| Net Income | $1.4M | $1.4M | $1.7M | $1.9M | $872.0K | $1.9M | $1.5M | $2.1M |
| Net Margin | 13.7% | 14.6% | 17.3% | 18.4% | 9.1% | 20.0% | 15.9% | 22.2% |
| EPS (Basic) | $0.21 | $0.22 | $0.26 | $0.28 | $0.13 | $0.28 | $0.22 | $0.31 |
| EPS (Diluted) | $0.21 | $0.22 | $0.25 | $0.28 | $0.13 | $0.28 | $0.22 | $0.31 |
| Shares Outstanding (Basic) | 6.4M | 6.5M | 6.6M | 6.7M | 6.7M | 6.8M | 6.9M | 7.0M |
| Shares Outstanding (Diluted) | 6.4M | 6.5M | 6.6M | 6.7M | 6.8M | 6.9M | 6.9M | 7.0M |
| Dividends Per Share | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 |