PROVIDENT FINANCIAL HOLDINGS, INC.

PROV ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $58.2M $66.6M $69.4M $73.7M $62.4M $108.6M $79.9M $74.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $11.9M
Operating Margin 20.5%
Interest Expense $6.4M $6.7M $7.0M $6.4M $7.3M $10.8M $14.7M $20.9M
Pretax Income $5.5M
Income Tax Expense $3.4M $3.6M $5.4M $7.3M $5.0M $16.9M $7.9M $10.0M
Net Income $2.1M $5.2M $7.5M $9.8M $6.6M $25.8M $10.8M $13.2M
Net Margin 3.7% 7.8% 10.8% 13.3% 10.6% 23.8% 13.5% 17.8%
EPS (Basic) $0.28 $0.66 $0.90 $1.09 $0.67 $2.43 $0.96 $1.16
EPS (Diluted) $0.28 $0.64 $0.88 $1.07 $0.65 $2.38 $0.96 $1.16
Shares Outstanding (Basic) 7.54B 7.92B 8.35B 9.00B 9.93B 10.60B 11.22B 11.39B
Shares Outstanding (Diluted) 7.70B 8.10B 8.54B 9.17B 10.11B 10.84B 11.29B 11.42B
Dividends Per Share $0.56 $0.52 $0.48 $0.45 $0.40 $0.24 $0.14 $0.04
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