PEAPACK-GLADSTONE FINANCIAL CORPORATION
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $283.0M | $228.1M | $229.7M | $242.5M | $210.3M | $189.4M | $175.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $52.3M | $45.0M | $215.2M | $138.1M | $99.7M | $70.2M | $126.5M |
| Operating Margin | — | 18.5% | 19.7% | 93.7% | 57.0% | 47.4% | 37.0% | 72.3% |
| Interest Expense | — | — | — | $147.9M | $35.8M | $22.0M | $38.1M | $60.4M |
| Pretax Income | — | $52.3M | $45.0M | $67.3M | $102.3M | $77.7M | $32.0M | $66.1M |
| Income Tax Expense | — | $15.0M | $12.0M | $18.4M | $28.1M | $21.0M | $5.8M | $18.7M |
| Net Income | — | $37.3M | $33.0M | $48.9M | $74.2M | $56.6M | $26.2M | $47.4M |
| Net Margin | — | 13.2% | 14.5% | 21.3% | 30.6% | 26.9% | 13.8% | 27.1% |
| EPS (Basic) | — | $2.12 | $1.87 | $2.74 | $4.09 | $3.01 | $1.39 | $2.46 |
| EPS (Diluted) | — | $2.10 | $1.85 | $2.71 | $4.00 | $2.93 | $1.37 | $2.44 |
| Shares Outstanding (Basic) | 17.6M | 17.6M | 17.7M | 17.8M | 18.2M | 18.8M | 18.9M | 19.3M |
| Shares Outstanding (Diluted) | 17.6M | 17.7M | 17.8M | 18.0M | 18.6M | 19.3M | 19.1M | 19.4M |
| Dividends Per Share | — | — | — | — | — | — | — | — |