PEAPACK-GLADSTONE FINANCIAL CORPORATION

PGC ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $159.4M $145.8M $125.4M $108.2M $88.7M $73.4M $72.7M $65.6M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $102.2M $81.9M $63.4M $46.8M $32.0M $19.0M $20.8M $21.1M
Operating Margin 64.2% 56.2% 50.5% 43.3% 36.0% 26.0% 28.6% 32.2%
Interest Expense $44.5M $27.6M $20.6M $14.7M $7.7M $4.3M $4.7M $7.1M
Pretax Income $57.7M $54.3M $42.7M $32.1M $24.3M $14.8M $16.1M $14.0M
Income Tax Expense $13.6M $17.8M $16.3M $12.2M $9.4M $5.5M $6.4M $1.8M
Net Income $44.2M $36.5M $26.5M $20.0M $14.9M $9.3M $9.7M $12.2M
Net Margin 27.7% 25.0% 21.1% 18.5% 16.8% 12.6% 13.3% 18.5%
EPS (Basic) $2.33 $2.07 $1.62 $1.31 $1.23 $1.02 $1.05 $1.25
EPS (Diluted) $2.31 $2.03 $1.60 $1.29 $1.22 $1.01 $1.05 $1.25
Shares Outstanding (Basic) 19.0M 17.7M 16.3M 15.2M 12.1M 9.1M 8.8M 8.7M
Shares Outstanding (Diluted) 19.1M 17.9M 16.5M 15.4M 12.2M 9.2M 8.8M 8.7M
Dividends Per Share $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20 $0.20
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