Peoples Bancorp of North Carolina, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $90.0M | $81.8M | $68.9M | $67.0M | $63.6M | $59.4M | $54.9M | $52.8M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $50.5M | $47.6M | $22.1M | $17.7M | $21.0M | $18.2M | $16.6M | $15.0M |
| Operating Margin | 56.1% | 58.2% | 32.1% | 26.4% | 33.0% | 30.6% | 30.2% | 28.4% |
| Interest Expense | $24.6M | $26.7M | $3.2M | $3.8M | $3.8M | $2.1M | $2.4M | $3.3M |
| Pretax Income | $25.9M | $20.9M | $18.9M | $13.8M | $17.2M | $16.0M | $14.2M | $11.7M |
| Income Tax Expense | $6.0M | $4.6M | $3.8M | $2.5M | $3.1M | $2.6M | $3.9M | $2.6M |
| Net Income | $19.8M | $16.4M | $15.1M | $11.4M | $14.1M | $13.4M | $10.3M | $9.2M |
| Net Margin | 22.0% | 20.0% | 22.0% | 16.9% | 22.1% | 22.5% | 18.7% | 17.4% |
| EPS (Basic) | $3.74 | $3.08 | $2.71 | $2.01 | $2.43 | $2.23 | $1.71 | $1.53 |
| EPS (Diluted) | $3.62 | $2.98 | $2.63 | $1.95 | $2.36 | $2.22 | $1.69 | $1.50 |
| Shares Outstanding (Basic) | 5.3M | 5.3M | 5.6M | 5.7M | 5.8M | 6.0M | 6.0M | 6.0M |
| Shares Outstanding (Diluted) | 5.5M | 5.5M | 5.7M | 5.8M | 6.0M | 6.0M | 6.1M | 6.1M |
| Dividends Per Share | $0.96 | $0.92 | $0.66 | $0.75 | $0.66 | $0.52 | $0.44 | $0.35 |