PEOPLES BANCORP OF NORTH CAROLINA, INC.

PEBK ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item Jun 2026 Mar 2026 Jun 2025 Mar 2025 Dec 2023 Sep 2023 Jun 2023 Mar 2023
Revenue $23.1M $21.6M $22.3M $20.5M $19.4M $20.1M $20.2M $17.9M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $12.3M $11.4M $12.8M $11.7M $10.3M $10.3M $10.0M $6.5M
Operating Margin 53.2% 52.9% 57.4% 56.9% 53.2% 51.0% 49.6% 36.1%
Interest Expense $5.6M $5.8M $6.1M $6.0M $5.9M $5.0M $3.8M $2.5M
Pretax Income $6.7M $5.6M $6.7M $5.6M $4.4M $5.3M $6.2M $4.0M
Income Tax Expense $1.5M $1.3M $1.5M $1.3M $984.0K $1.2M $1.4M $851.0K
Net Income $5.2M $4.4M $5.2M $4.3M $3.4M $4.1M $4.8M $3.2M
Net Margin 22.6% 20.4% 23.1% 21.2% 17.7% 20.5% 23.8% 17.7%
EPS (Basic) $0.98 $0.83 $0.97 $0.82 $0.64 $0.76 $0.88 $0.58
EPS (Diluted) $0.96 $0.80 $0.95 $0.79 $0.62 $0.74 $0.85 $0.56
Shares Outstanding (Basic) 5.3M 5.3M 5.3M 5.3M 5.4M 5.40B 5.45B 5.48B
Shares Outstanding (Diluted) 5.5M 5.5M 5.5M 5.5M 5.6M 5.59B 5.63B 5.66B
Dividends Per Share $0.21 $0.38 $0.20 $0.36 $0.19 $0.19 $0.19 $0.34
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