PEOPLES BANCORP OF NORTH CAROLINA, INC.

PEBK ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011
Revenue $59.4M $54.9M $52.8M $48.5M $46.3M $44.0M $44.1M $48.8M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $18.2M $16.6M $15.0M $16.2M $15.6M $13.9M $15.1M $17.6M
Operating Margin 30.6% 30.2% 28.4% 33.4% 33.7% 31.6% 34.2% 36.0%
Interest Expense $2.1M $2.4M $3.3M $3.5M $4.3M $5.4M $7.7M $10.9M
Pretax Income $16.0M $14.2M $11.7M $12.7M $11.3M $8.6M $7.4M $6.6M
Income Tax Expense $2.6M $3.9M $2.6M $3.1M $1.9M $1.9M $1.6M $1.5M
Net Income $13.4M $10.3M $9.2M $9.6M $9.4M $6.7M $5.8M $5.2M
Net Margin 22.5% 18.7% 17.4% 19.9% 20.3% 15.2% 13.1% 10.6%
EPS (Basic) $2.23 $1.71 $1.53 $1.57 $1.67 $1.08 $0.86 $0.68
EPS (Diluted) $2.22 $1.69 $1.50 $1.56 $1.66 $1.07 $0.86 $0.68
Shares Outstanding (Basic) 6.0M 6.0M 6.0M 6.1M 5.6M 5.6M 5.6M 5.5M
Shares Outstanding (Diluted) 6.0M 6.1M 6.1M 6.2M 5.6M 5.6M 5.6M 5.5M
Dividends Per Share $0.52 $0.44 $0.35 $0.25 $0.18 $0.12 $0.18 $0.08
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