PEOPLES BANCORP OF NORTH CAROLINA, INC.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $90.0M | $81.8M | — | — | $68.9M | $67.0M | $63.6M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $50.5M | $47.6M | $37.1M | $23.6M | $22.1M | $17.7M | $21.0M |
| Operating Margin | — | 56.1% | 58.2% | — | — | 32.1% | 26.4% | 33.0% |
| Interest Expense | — | $24.6M | $26.7M | $17.1M | $3.3M | $3.2M | $3.8M | $3.8M |
| Pretax Income | — | $25.9M | $20.9M | $19.9M | $20.3M | $18.9M | $13.8M | $17.2M |
| Income Tax Expense | — | $6.0M | $4.6M | $4.4M | $4.2M | $3.8M | $2.5M | $3.1M |
| Net Income | — | $19.8M | $16.4M | $15.5M | $16.1M | $15.1M | $11.4M | $14.1M |
| Net Margin | — | 22.0% | 20.0% | — | — | 22.0% | 16.9% | 22.1% |
| EPS (Basic) | — | $3.74 | $3.08 | $2.87 | $2.94 | $2.71 | $2.01 | $2.43 |
| EPS (Diluted) | — | $3.62 | $2.98 | $2.77 | $2.85 | $2.63 | $1.95 | $2.36 |
| Shares Outstanding (Basic) | 5.5M | 5.3M | 5.3M | 5.4M | 5.5M | 5.6M | 5.7M | 5.8M |
| Shares Outstanding (Diluted) | 5.5M | 5.5M | 5.5M | 5.6M | 5.7M | 5.7M | 5.8M | 6.0M |
| Dividends Per Share | — | $0.96 | $0.92 | $0.91 | $0.87 | $0.66 | $0.75 | $0.66 |