OLD SECOND BANCORP INC
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $80.3M | $85.3M | $91.7M | $67.4M | $20.0M | $27.8M | $39.5M | $34.0M |
| Depreciation & Amortization | $6.1M | $5.6M | $4.5M | $4.1M | $3.2M | $2.8M | $2.5M | $2.4M |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | $4.5M | $2.4M | $2.5M | $2.6M | $644.0K | $494.0K | $539.0K | $387.0K |
| Stock-Based Compensation | $5.6M | $3.9M | $3.6M | $3.0M | $1.4M | $2.1M | $2.5M | $2.3M |
| Net Cash from Operating Activities | $122.3M | $131.5M | $116.4M | $97.3M | $31.0M | $26.0M | $52.6M | $54.9M |
| Investing Activities | ||||||||
| Capital Expenditures | $4.5M | $10.8M | $12.4M | $4.3M | $2.0M | $3.9M | $4.4M | $1.9M |
| Business Acquisitions | $-10.5M | $-237.4M | — | $146.0K | $-149.0M | — | — | $35.7M |
| Net Cash from Investing Activities | $159.8M | $322.7M | $161.6M | $-432.8M | $132.9M | $-103.8M | $42.2M | $-25.8M |
| Financing Activities | ||||||||
| Dividends Paid | $12.2M | $9.4M | $8.9M | $8.9M | $4.6M | $1.2M | $1.2M | $1.2M |
| Stock Repurchases | $7.4M | $1.0M | $605.0K | $455.0K | $10.4M | $5.9M | $666.0K | $505.0K |
| Net Cash from Financing Activities | $-257.4M | $-455.1M | $-293.0M | $-301.5M | $258.2M | $357.1M | $-99.5M | $-29.7M |
| Net Change in Cash | $24.7M | $-816.0K | $-15.0M | $-636.9M | $422.2M | $279.3M | $-4.6M | $-598.0K |
| Free Cash Flow | $117.8M | $120.7M | $104.0M | $93.0M | $29.0M | $22.1M | $48.3M | $53.0M |