Old Second Bancorp, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $339.3M | $285.5M | $286.1M | $249.3M | $136.0M | $129.2M | $132.6M | $122.3M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $107.8M | $169.2M | $164.4M | $101.9M | $36.3M | $49.9M | $70.7M | $60.6M |
| Operating Margin | 31.8% | 59.3% | 57.5% | 40.9% | 26.7% | 38.6% | 53.3% | 49.6% |
| Interest Expense | — | $56.3M | $40.0M | $10.3M | $8.5M | $12.5M | $18.8M | $16.7M |
| Pretax Income | $107.8M | $113.0M | $124.4M | $91.5M | $27.9M | $37.4M | $51.9M | $43.9M |
| Income Tax Expense | $27.4M | $27.7M | $32.7M | $24.1M | $7.8M | $9.6M | $12.4M | $9.9M |
| Net Income | $80.3M | $85.3M | $91.7M | $67.4M | $20.0M | $27.8M | $39.5M | $34.0M |
| Net Margin | 23.7% | 29.9% | 32.1% | 27.0% | 14.7% | 21.5% | 29.8% | 27.8% |
| EPS (Basic) | $1.64 | $1.90 | $2.05 | $1.51 | $0.66 | $0.94 | $1.32 | $1.14 |
| EPS (Diluted) | $1.62 | $1.87 | $2.02 | $1.49 | $0.65 | $0.92 | $1.30 | $1.12 |
| Shares Outstanding (Basic) | 48.9M | 44.8M | 44.7M | 44.5M | 30.2M | 29.6M | 29.9M | 29.7M |
| Shares Outstanding (Diluted) | 49.7M | 45.6M | 45.4M | 45.2M | 30.7M | 30.2M | 30.4M | 30.3M |
| Dividends Per Share | $0.25 | $0.21 | $0.20 | $0.20 | $0.16 | $0.04 | $0.04 | $0.04 |