COMMUNITY FINANCIAL SYSTEM, INC.
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2016 | 8.7% | 8.7% | 1.2% |
| FY2017 | 9.2% | 9.2% | 1.4% |
| FY2018 | 9.8% | 9.8% | 1.6% |
| FY2019 | 9.1% | 9.1% | 1.5% |
| FY2020 | 7.8% | 7.8% | 1.2% |
| FY2021 | 9.0% | 9.0% | 1.2% |
| FY2022 | 12.1% | 12.1% | 1.2% |
| FY2023 | 7.8% | 7.8% | 0.8% |
| FY2024 | 10.4% | 6.6% | 1.1% |
| FY2025 | 10.5% | 10.5% | 1.2% |