COMMUNITY FINANCIAL SYSTEM, INC.
Profit Margins
| Fiscal Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| FY2016 | — | 38.6% | 24.2% |
| FY2017 | — | 33.5% | 29.1% |
| FY2018 | — | 40.5% | 29.6% |
| FY2019 | — | 40.0% | 28.7% |
| FY2020 | — | 38.0% | 27.6% |
| FY2021 | — | 41.0% | 30.6% |
| FY2022 | — | 38.8% | 27.7% |
| FY2023 | — | 41.8% | 20.2% |
| FY2024 | — | 57.8% | 24.5% |
| FY2025 | — | 57.2% | 25.7% |