World Acceptance Corporation

WRLD ·Financial, Credit Services, United States

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Profit Margins

Gross Margin Operating Margin Net Margin

Period	Gross Margin	Operating Margin	Net Margin
Jun 2010	—	30.3%	17.0%
Sep 2010	—	29.4%	17.1%
Dec 2010	—	25.9%	14.3%
Mar 2011	—	41.8%	25.0%
Jun 2011	—	29.1%	16.4%
Sep 2011	—	30.7%	17.6%
Dec 2011	—	24.7%	14.4%
Mar 2012	—	42.8%	25.3%
Jun 2012	—	30.2%	17.0%
Sep 2012	—	29.3%	16.4%
Dec 2012	—	25.0%	13.8%
Mar 2013	—	40.4%	23.4%
Jun 2013	—	29.5%	16.5%
Sep 2013	—	27.4%	14.9%
Dec 2013	—	27.1%	14.8%
Mar 2014	—	43.0%	24.6%
Jun 2014	—	28.6%	15.5%
Sep 2014	—	27.2%	14.4%
Dec 2014	—	23.4%	12.4%
Mar 2015	—	49.3%	29.0%
Jun 2015	—	31.6%	17.2%
Sep 2015	—	26.0%	14.1%
Dec 2015	—	23.4%	10.6%
Mar 2016	—	36.9%	20.7%
Jun 2016	—	25.3%	13.1%
Sep 2016	—	23.2%	12.0%
Dec 2016	—	15.0%	7.4%
Mar 2017	—	31.7%	22.0%
Jun 2017	—	13.3%	11.2%
Sep 2017	—	14.1%	8.2%
Dec 2017	—	4.1%	1.3%
Mar 2018	—	21.7%	20.6%
Jun 2018	—	16.2%	-17.5%
Sep 2018	—	14.3%	11.4%
Dec 2018	—	7.9%	4.5%
Mar 2019	—	27.3%	24.2%
Jun 2019	—	9.4%	6.2%
Sep 2019	—	7.5%	1.8%
Dec 2019	—	0.8%	-4.3%
Mar 2020	—	22.1%	14.3%
Jun 2020	—	21.5%	12.5%
Sep 2020	—	18.5%	10.8%
Dec 2020	—	18.5%	11.1%
Mar 2021	—	43.2%	30.7%
Jun 2021	—	20.1%	12.2%
Sep 2021	—	15.1%	9.0%
Dec 2021	—	12.0%	4.9%
Mar 2022	—	20.3%	10.9%
Jun 2022	—	0.3%	-5.4%
Sep 2022	—	8.6%	-0.4%
Dec 2022	—	15.0%	4.0%
Mar 2023	—	26.3%	15.3%
Jun 2023	—	17.7%	6.8%
Sep 2023	—	24.4%	11.7%
Dec 2023	—	22.7%	12.1%
Mar 2024	—	36.4%	22.0%
Jun 2024	—	17.5%	7.8%
Sep 2024	—	29.1%	17.0%
Dec 2024	—	19.7%	9.8%
Mar 2025	—	40.1%	26.3%
Jun 2025	—	9.0%	1.2%
Sep 2025	—	9.4%	-1.2%
Dec 2025	—	8.3%	-0.4%
Mar 2026	—	33.2%	20.1%
Jun 2026	—	13.9%	4.4%