World Acceptance Corporation
Cash Flow Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $34.6M | $89.2M | $77.0M | $21.2M | $53.9M | $88.3M | $28.2M | $37.2M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $5.8M | $6.3M | $6.7M | $6.2M | $6.3M | $6.5M | $6.8M | $6.6M |
| Amortization | $3.2M | $3.8M | $4.2M | $4.5M | $5.0M | $5.5M | $5.0M | $1.5M |
| Stock-Based Compensation | — | $-19.7M | $-1.7M | $9.1M | $17.6M | $19.3M | $29.0M | $17.6M |
| Net Cash from Operating Activities | $259.4M | $254.2M | $265.8M | $291.6M | $272.4M | $227.0M | $281.0M | $244.7M |
| Investing Activities | ||||||||
| Capital Expenditures | $3.9M | $3.7M | $5.9M | $5.8M | $6.1M | $11.7M | $11.3M | $9.8M |
| Business Acquisitions | $0 | $18.9M | $2.0M | $23.1M | $10.9M | — | — | — |
| Net Cash from Investing Activities | $-232.9M | $-152.8M | $-135.1M | $-180.6M | $-451.9M | $-82.0M | $-279.1M | $-207.0M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | $132.4M | $54.2M | $36.2M | $14.3M | $111.1M | $102.5M | $197.4M | $74.5M |
| Net Cash from Financing Activities | $-6.8M | $-103.5M | $-135.3M | $-113.7M | $182.9M | $-140.8M | $394.5K | $-63.1M |
| Net Change in Cash | $19.6M | $-2.1M | $-4.7M | $-2.7M | $3.5M | $4.1M | $2.3M | $-22.8M |
| Free Cash Flow | $255.5M | $250.5M | $259.9M | $285.7M | $266.4M | $215.3M | $269.7M | $234.9M |