WAFD, INC.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $29.7M | $27.5M | $26.1M | $25.9M | $24.7M | $23.7M | $24.9M | $25.9M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $289.6M | $256.1M | $677.8M | $371.8M | $319.6M | $370.9M | $453.2M | $392.2M |
| Operating Margin | 976.9% | 930.9% | 2,601.9% | 1,433.2% | 1,294.8% | 1,565.8% | 1,821.3% | 1,514.0% |
| Interest Expense | — | — | $352.7M | $71.8M | $86.5M | $151.8M | $190.4M | $134.9M |
| Pretax Income | $289.6M | $256.1M | $325.1M | $300.0M | $233.1M | $219.2M | $262.8M | $257.2M |
| Income Tax Expense | $63.6M | $56.0M | $67.7M | $63.7M | $49.5M | $45.7M | $52.5M | $53.4M |
| Net Income | $226.1M | $200.0M | $257.4M | $236.3M | $183.6M | $173.4M | $210.3M | $203.9M |
| Net Margin | 762.5% | 727.2% | 988.2% | 911.0% | 743.8% | 732.1% | 845.0% | 786.9% |
| EPS (Basic) | $2.64 | $2.50 | $3.72 | $3.40 | $2.39 | $2.26 | $2.61 | $2.40 |
| EPS (Diluted) | $2.63 | $2.50 | $3.72 | $3.39 | $2.39 | $2.26 | $2.61 | $2.40 |
| Shares Outstanding (Basic) | 80.2M | 74.2M | 65.2M | 65.3M | 72.5M | 76.7M | 80.5M | 85.0M |
| Shares Outstanding (Diluted) | 80.3M | 74.3M | 65.3M | 65.4M | 72.6M | 76.7M | 80.5M | 85.1M |
| Dividends Per Share | $1.07 | $1.03 | $0.99 | $0.95 | $0.91 | $0.87 | $0.79 | $0.67 |