USCB Financial Holdings, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|---|
| Operating Activities | ||||||
| Net Income | $26.1M | $24.7M | $16.5M | $20.1M | $21.1M | $10.8M |
| Depreciation & Amortization | $619.0K | $587.0K | $590.0K | $688.0K | $1.0M | $1.3M |
| Depreciation | — | — | — | — | — | — |
| Amortization | — | — | — | — | — | — |
| Stock-Based Compensation | $3.0M | $2.1M | $1.0M | $523.0K | $287.0K | $187.0K |
| Net Cash from Operating Activities | $42.8M | $34.8M | $22.5M | $29.5M | $22.1M | $13.1M |
| Investing Activities | ||||||
| Capital Expenditures | $303.0K | $314.0K | $163.0K | $673.0K | $633.0K | $347.0K |
| Business Acquisitions | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-245.4M | $-212.6M | $-273.0M | $-270.6M | $-359.4M | $-178.8M |
| Financing Activities | ||||||
| Dividends Paid | $7.8M | $3.9M | — | — | $2.1M | $3.1M |
| Stock Repurchases | $34.6M | $501.0K | $7.6M | — | — | — |
| Net Cash from Financing Activities | $164.0M | $213.7M | $237.4M | $249.0M | $335.8M | $177.7M |
| Net Change in Cash | $-38.6M | $36.0M | $-13.1M | $7.9M | $-1.5M | $12.0M |
| Free Cash Flow | $42.5M | $34.5M | $22.4M | $28.9M | $21.4M | $12.8M |