U.S. Bancorp
As of Fiscal Year 2025 (ended December 31, 2025)
Key KPIs at a Glance
| Metric | Value |
|---|---|
| Total net revenue (FY2025) | $28.656 billion, up 4.4% year-over-year |
| Net income applicable to common shareholders (FY2025) | $7.194 billion, up 21.7% year-over-year |
| Diluted EPS (FY2025) | $4.62, up from $3.79 in FY2024 |
| Return on average assets (FY2025) | 1.12% |
| Return on average common equity (FY2025) | 13.0% |
| Efficiency ratio (FY2025) | 58.6%, improved from 62.3% in FY2024 |
| Average total loans (FY2025) | $380.26 billion |
| Average total deposits (FY2025) | $509.12 billion |
| Total assets (year-end FY2025) | $692.35 billion |
| Employees | approximately 70,000 (most recently disclosed, as of late 2025) |
| Income before provision and income taxes by business line (FY2025) | Wealth, Corporate, Commercial & Institutional Banking $6.715B; Payment Services $3.281B; Consumer & Business Banking $2.536B; Treasury and Corporate Support reported a loss of $(0.713)B, for a consolidated total of $11.819B -- shown here rather than as a pie because that segment posted a loss |
Sources: All figures are company-disclosed, drawn from U.S. Bancorp's 4Q/FY2025 earnings release (issued January 2026) and prior-year 4Q/full-year earnings releases for the FY2021-FY2024 history. Net income figures used for the growth chart and KPI table are net income applicable to common shareholders (i.e., after preferred dividends), consistent with diluted EPS. U.S. Bancorp discloses income before provision and income taxes by business line, but the Treasury and Corporate Support unit reported a loss in FY2025, so that breakdown is presented as informational KPI-table rows rather than as a pie chart (a pie cannot show a negative slice); the revenue-mix pie instead uses the net interest income vs. noninterest income split, which the company also reports. No credible, specifically-sourced third-party market-share estimate for U.S. Bancorp's core banking or payments businesses was identified, so none is included.