Unity Bancorp, Inc.

UNTY ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $131.8M $107.1M $103.1M $98.2M $89.1M $77.4M $67.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $75.5M $54.4M $101.5M $62.1M $55.9M $45.6M $48.4M
Operating Margin 57.3% 50.8% 98.4% 63.2% 62.7% 58.9% 72.1%
Interest Expense $48.5M $10.6M $7.7M $14.5M $18.1M
Pretax Income $75.5M $54.4M $53.0M $51.4M $48.1M $31.1M $30.3M
Income Tax Expense $17.6M $12.9M $13.3M $13.0M $12.0M $7.5M $6.7M
Net Income $58.0M $41.5M $39.7M $38.5M $36.1M $23.6M $23.7M
Net Margin 44.0% 38.7% 38.5% 39.2% 40.5% 30.6% 35.2%
EPS (Basic) $5.78 $4.13 $3.89 $3.66 $3.47 $2.21 $2.18
EPS (Diluted) $5.67 $4.06 $3.84 $3.59 $3.43 $2.19 $2.14
Shares Outstanding (Basic) 10.0M 10.0M 10.0M 10.2M 10.5M 10.4M 10.7M 10.8M
Shares Outstanding (Diluted) 10.0M 10.2M 10.2M 10.3M 10.7M 10.5M 10.8M 11.0M
Dividends Per Share $0.58 $0.52 $0.48 $0.43 $0.36 $0.32 $0.31
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