Unity Bancorp, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $58.0M | $41.5M | $39.7M | $38.5M | $36.1M | $23.6M | $23.7M | $21.9M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $1.4M | $1.5M | $1.4M | $1.4M | $1.6M | $1.6M | $1.7M | $1.6M |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $2.1M | $1.8M | $1.8M | $1.7M | $1.6M | $1.4M | $1.3M | $1.1M |
| Net Cash from Operating Activities | $44.9M | $48.0M | $46.9M | $42.7M | $32.5M | $22.3M | $33.2M | $38.6M |
| Investing Activities | ||||||||
| Capital Expenditures | $564.0K | $693.0K | $955.0K | $1.5M | $1.2M | $559.0K | $709.0K | $1.5M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-256.8M | $-92.8M | $-57.8M | $-541.3M | $-40.5M | $-175.4M | $-133.1M | $-140.7M |
| Financing Activities | ||||||||
| Dividends Paid | $5.6M | $5.0M | $4.7M | $4.4M | $3.6M | $3.3M | $3.3M | $2.8M |
| Stock Repurchases | $5.0M | $6.2M | $15.7M | $42.0K | $4.2M | $7.4M | — | — |
| Net Cash from Financing Activities | $248.0M | $30.5M | $90.9M | $368.6M | $33.5M | $214.3M | $112.4M | $97.3M |
| Net Change in Cash | $36.1M | $-14.3M | $80.0M | $-130.0M | $25.5M | $61.3M | $12.5M | $-4.7M |
| Free Cash Flow | $44.3M | $47.3M | $46.0M | $41.2M | $31.3M | $21.8M | $32.5M | $37.1M |