UMB Financial Corporation
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $2.65B | $1.63B | $1.46B | $1.47B | $1.28B | $1.29B | $1.10B | $1.01B |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $875.0M | $541.3M | $1.34B | $755.7M | $475.1M | $416.2M | $478.0M | $345.1M |
| Operating Margin | 33.0% | 33.2% | 91.7% | 51.5% | 37.0% | 32.2% | 43.5% | 34.1% |
| Interest Expense | — | — | $918.6M | $223.7M | $46.0M | $77.3M | $192.0M | $121.5M |
| Pretax Income | $875.0M | $541.3M | $421.6M | $532.0M | $429.1M | $338.9M | $286.0M | $223.6M |
| Income Tax Expense | $172.6M | $100.0M | $71.6M | $100.3M | $76.0M | $52.4M | $42.4M | $27.3M |
| Net Income | $702.4M | $441.2M | $350.0M | $431.7M | $353.0M | $286.5M | $243.6M | $195.5M |
| Net Margin | 26.5% | 27.1% | 23.9% | 29.4% | 27.5% | 22.2% | 22.2% | 19.3% |
| EPS (Basic) | $9.35 | $9.05 | $7.22 | $8.93 | $7.31 | $5.95 | $4.99 | $3.97 |
| EPS (Diluted) | $9.29 | $8.99 | $7.18 | $8.86 | $7.24 | $5.93 | $4.96 | $3.93 |
| Shares Outstanding (Basic) | 73.3M | 48.7M | 48.5M | 48.3M | 48.3M | 48.1M | 48.8M | 49.3M |
| Shares Outstanding (Diluted) | 73.7M | 49.1M | 48.8M | 48.7M | 48.7M | 48.3M | 49.1M | 49.8M |
| Dividends Per Share | $1.63 | $1.57 | $1.53 | $1.49 | $1.38 | $1.25 | $1.21 | $1.17 |