UMB Financial Corporation
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $702.4M | $441.2M | $350.0M | $431.7M | $353.0M | $286.5M | $243.6M | $195.5M |
| Depreciation & Amortization | $141.8M | $52.8M | $58.7M | $54.0M | $55.7M | $62.8M | $56.3M | $53.1M |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | $93.5M | $7.7M | $8.6M | $5.0M | $4.8M | $6.5M | $5.5M | $5.8M |
| Stock-Based Compensation | $37.7M | $22.6M | $18.7M | $21.5M | $21.2M | $15.1M | $14.9M | $11.1M |
| Net Cash from Operating Activities | $1.03B | $225.3M | $472.6M | $769.6M | $534.1M | $373.6M | $339.9M | $295.7M |
| Investing Activities | ||||||||
| Capital Expenditures | $48.6M | $20.0M | $23.1M | $51.7M | $33.7M | $60.2M | $72.3M | $57.9M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-5.62B | $-3.26B | $-1.27B | $-3.85B | $-4.24B | $-4.49B | $-2.99B | $-1.75B |
| Financing Activities | ||||||||
| Dividends Paid | $135.6M | $77.1M | $74.2M | $72.0M | $66.8M | $60.3M | $59.4M | $58.3M |
| Stock Repurchases | $17.6M | $7.7M | $8.4M | $32.0M | $5.5M | $63.8M | $4.5M | $76.5M |
| Net Cash from Financing Activities | $3.92B | $5.96B | $4.77B | $-4.58B | $9.42B | $5.95B | $2.64B | $1.41B |
| Net Change in Cash | $-676.7M | $2.92B | $3.97B | $-7.66B | $5.72B | $1.83B | $-5.0M | $-42.1M |
| Free Cash Flow | $978.1M | $205.3M | $449.5M | $717.8M | $500.4M | $313.4M | $267.6M | $237.8M |