TFS FINANCIAL CORPORATION

TFSL ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2009 FY2008
Revenue $297.5M $267.6M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $277.2M $412.0M
Operating Margin 93.2% 153.9%
Interest Expense $257.1M $330.3M
Pretax Income $20.1M $81.7M
Income Tax Expense $5.7M $27.2M
Net Income $14.4M $54.5M
Net Margin 4.8% 20.4%
EPS (Basic) $0.05
EPS (Diluted) $0.05
Shares Outstanding (Basic) 301.2M 319.4M
Shares Outstanding (Diluted) 301.6M 319.5M
Dividends Per Share $0.26 $0.15
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