TFS FINANCIAL CORPORATION

TFSL ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
Revenue $298.7M $295.4M $294.4M $293.3M $297.0M $286.7M $278.6M $286.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $263.4M $240.4M $222.7M $202.1M $197.8M $169.3M $191.9M $228.6M
Operating Margin 88.2% 81.4% 75.7% 68.9% 66.6% 59.0% 68.9% 79.9%
Interest Expense $130.1M $118.0M $113.4M $103.3M $115.4M $155.6M $179.8M $210.4M
Pretax Income $133.3M $122.4M $109.4M $98.9M $82.4M $13.6M $12.1M $18.2M
Income Tax Expense $44.5M $41.8M $36.8M $33.0M $26.4M $2.1M $2.7M $6.9M
Net Income $88.9M $80.6M $72.6M $65.9M $56.0M $11.5M $9.3M $11.3M
Net Margin 29.8% 27.3% 24.7% 22.5% 18.8% 4.0% 3.4% 4.0%
EPS (Basic) $0.32 $0.28 $0.25 $0.22 $0.18 $0.04 $0.03 $0.04
EPS (Diluted) $0.32 $0.28 $0.25 $0.22 $0.18 $0.04 $0.03 $0.04
Shares Outstanding (Basic) 277.2M 281.6M 289.9M 299.0M 301.8M 301.2M 300.4M 299.8M
Shares Outstanding (Diluted) 279.3M 283.8M 292.2M 300.6M 302.7M 301.8M 301.0M 300.3M
Dividends Per Share $0.55 $0.43 $0.31 $0.07 $0.00 $0.21
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