Truist Financial Corporation
As of Fiscal Year 2025 (ended December 31, 2025)
Key KPIs at a Glance
| Metric | Value |
|---|---|
| Total Revenue (TE) | $20.52 billion for FY2025, up from $13.49 billion in FY2024 (which was depressed by a $5.1B after-tax securities-repositioning loss); below FY2023's $23.61 billion |
| Net Income | $5.31 billion for FY2025, up about 9.7% from $4.84 billion in FY2024 |
| Net Income Available to Common Shareholders / Diluted EPS | $4.97 billion / $3.82 per diluted share for FY2025, up about 11% from $4.47 billion / $3.36 in FY2024 |
| Return on Average Common Equity (ROCE) | 8.4% for FY2025, up from 8.0% in FY2024 |
| Return on Average Tangible Common Equity (ROTCE) | 12.7% for FY2025 |
| Return on Average Assets (ROA) | 0.99% for FY2025 |
| Total Assets (period-end) | $548 billion as of 12/31/2025, up from $531 billion a year earlier |
| Total Deposits (period-end) | $400.4 billion as of 12/31/2025 |
| Total Loans and Leases Held for Investment (period-end) | $328.6 billion as of 12/31/2025, up about 7.2% from $306.4 billion a year earlier |
| Full-Time Equivalent Teammates | approximately 38,062 (Q4 2025 average FTE), company-disclosed |
| Segment Net Income - Consumer and Small Business Banking (FY2025) | $2.53 billion |
| Segment Net Income - Wholesale Banking (FY2025) | $4.10 billion |
| Segment Net Loss - Other, Treasury & Corporate (FY2025) | $(1.32) billion loss - includes treasury/funding allocations, corporate overhead, and (in Q4) a $130 million legal accrual tied to the Bickerstaff v. SunTrust settlement |
Sources: All figures are company-disclosed (no third-party estimates used; a search for a credible, specifically-attributed third-party regional deposit-market-share estimate for Truist did not turn up a usable figure, so that optional metric was omitted rather than guessed). Primary sources: Truist Financial Corporation's Q4/FY2025 earnings release, Exhibit 99.1 to Form 8-K filed with the SEC on 1/21/2026 (https://www.sec.gov/Archives/edgar/data/92230/000009223026000023/ex991-pr4q25.htm) and the accompanying Quarterly Performance Summary, Exhibit 99.2 (https://www.sec.gov/Archives/edgar/data/92230/000009223026000023/ex992-qpsx4q25.htm), plus prior-year 8-K earnings releases for FY2024, FY2023, FY2022, and FY2021. FY2025 segment detail (Consumer and Small Business Banking; Wholesale Banking; Other, Treasury & Corporate -- Truist's current three reportable-segment structure) is from the Segment Financial Performance table in the FY2025 earnings release PDF (https://filecache.investorroom.com/mr5ir_truist/1079/TFC_4Q25_Earnings_Release.pdf); the three segments' net income/(loss) sum exactly to consolidated FY2025 net income of $5,307mm, which cross-validates the figures. 'Total revenue' throughout is Truist's headline taxable-equivalent (TE) measure. Revenue reported directly by the three segments sums to $20,319mm (GAAP, non-TE) for FY2025, versus the $20,515mm consolidated TE figure -- a ~$196mm gap consistent with the TE adjustment. IMPORTANT CAVEAT: FY2024 total revenue ($13.49B) is unusually low because Q2 2024 noninterest income absorbed a $5.1 billion after-tax loss on a strategic securities-portfolio repositioning executed alongside the sale of Truist Insurance Holdings (which generated a separately-reported $4.7 billion after-tax gain, treated outside core continuing-operations revenue). As a result, FY2025-over-FY2024 revenue growth in the chart below is inflated by this one-time 2024 depression and is not representative of organic growth; FY2025 revenue is actually below FY2023's $23.61B. FY2023 net income was negative due to a $6.1 billion non-cash goodwill impairment. 2021 and 2022 revenue figures are stated to the company's own nearest-$0.1-billion rounding; 2023-2025 figures are to the nearest $1 million as disclosed. Employee count (38,062) is Truist's disclosed Q4 2025 average full-time-equivalent teammate count, from the FY2025 earnings release PDF cited above. The revenue-by-segment pie excludes the Other, Treasury & Corporate segment, which posted negative net revenue of $(2,162)mm in FY2025 (treasury/funding allocations and corporate overhead), per the pie-vs-bar methodology rule that a loss-making category must not be forced into a pie; that segment's net loss is shown instead in the KPI table.