Synchrony Financial
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $18.99B | $19.53B | $17.29B | $16.01B | $14.72B | $14.81B | $17.17B | $16.38B |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $4.62B | $4.55B | $6.62B | $5.48B | $6.54B | $3.46B | $7.18B | $5.51B |
| Operating Margin | 24.3% | 23.3% | 38.3% | 34.3% | 44.4% | 23.4% | 41.8% | 33.7% |
| Interest Expense | — | — | $3.71B | $1.52B | $1.03B | $1.67B | $2.29B | $1.87B |
| Pretax Income | $4.62B | $4.55B | $2.90B | $3.96B | $5.50B | $1.80B | $4.89B | $3.64B |
| Income Tax Expense | $1.07B | $1.05B | $666.0M | $946.0M | $1.28B | $412.0M | $1.14B | $854.0M |
| Net Income | $3.55B | $3.50B | $2.24B | $3.02B | $4.22B | $1.39B | $3.75B | $2.79B |
| Net Margin | 18.7% | 17.9% | 12.9% | 18.8% | 28.7% | 9.4% | 21.8% | 17.0% |
| EPS (Basic) | $9.38 | $8.64 | $5.21 | $6.19 | $7.40 | $2.28 | $5.59 | $3.76 |
| EPS (Diluted) | $9.28 | $8.55 | $5.19 | $6.15 | $7.34 | $2.27 | $5.56 | $3.74 |
| Shares Outstanding (Basic) | 369.9M | 396.5M | 421.2M | 480.4M | 564.6M | 589.0M | 670.2M | 742.3M |
| Shares Outstanding (Diluted) | 373.9M | 400.6M | 423.5M | 483.4M | 569.3M | 590.8M | 673.5M | 746.9M |
| Dividends Per Share | $1.15 | $1.00 | $0.96 | $0.90 | $0.88 | $0.88 | $0.86 | $0.72 |