Sound Financial Bancorp, Inc.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $38.9M | $35.7M | $38.9M | $39.9M | $37.2M | $34.9M | $31.0M | $32.1M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $6.0M | $5.9M | $6.1M | $5.9M | $5.8M | $5.5M | $5.9M | $5.5M |
| Operating Income | $8.7M | $5.6M | $25.8M | $15.4M | $15.4M | $18.8M | $15.9M | $14.1M |
| Operating Margin | 22.3% | 15.8% | 66.3% | 38.6% | 41.3% | 53.8% | 51.5% | 44.0% |
| Interest Expense | — | — | $16.8M | $4.5M | $4.0M | $7.5M | $7.6M | $5.4M |
| Pretax Income | $8.7M | $5.6M | $9.0M | $10.9M | $11.4M | $11.3M | $8.3M | $8.7M |
| Income Tax Expense | $1.5M | $1.0M | $1.6M | $2.1M | $2.3M | $2.4M | $1.7M | $1.7M |
| Net Income | $7.2M | $4.6M | $7.4M | $8.8M | $9.2M | $8.9M | $6.7M | $7.0M |
| Net Margin | 18.4% | 13.0% | 19.1% | 22.1% | 24.6% | 25.6% | 21.6% | 21.9% |
| EPS (Basic) | $2.79 | $1.81 | $2.88 | $3.39 | $3.52 | $3.46 | $2.63 | $2.82 |
| EPS (Diluted) | $2.77 | $1.80 | $2.86 | $3.35 | $3.46 | $3.42 | $2.57 | $2.74 |
| Shares Outstanding (Basic) | 2.6M | 2.5M | 2.6M | 2.6M | 2.6M | 2.6M | 2.5M | 2.5M |
| Shares Outstanding (Diluted) | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M | 2.6M |
| Dividends Per Share | $0.76 | $0.76 | $0.74 | $0.78 | $0.78 | $0.80 | $0.56 | $0.54 |