RIVERVIEW BANCORP INC

RVSB ·Financial, Banks - Regional, United States

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Profit Margins

Gross Margin Operating Margin Net Margin

Period	Gross Margin	Operating Margin	Net Margin
Jun 2010	—	44.2%	15.7%
Sep 2010	—	35.1%	10.4%
Dec 2010	—	25.7%	5.4%
Jun 2011	—	24.5%	6.7%
Sep 2011	—	17.1%	1.8%
Dec 2011	—	-69.9%	-167.3%
Mar 2012	—	—	-166.6%
Jun 2012	—	-5.6%	-16.9%
Sep 2012	—	26.2%	17.7%
Dec 2012	—	—	10.9%
Jun 2013	—	27.8%	19.5%
Sep 2013	—	—	4.3%
Dec 2013	—	—	9.5%
Jun 2014	—	19.2%	8.6%
Sep 2014	—	23.6%	12.1%
Dec 2014	—	24.7%	12.8%
Jun 2015	—	29.6%	16.5%
Sep 2015	—	30.2%	17.6%
Dec 2015	—	30.2%	17.2%
Jun 2016	—	28.6%	16.4%
Sep 2016	—	25.4%	15.7%
Dec 2016	—	31.7%	18.4%
Mar 2017	—	29.8%	17.0%
Jun 2017	—	34.8%	20.2%
Sep 2017	—	39.2%	22.8%
Dec 2017	—	41.7%	11.1%
Mar 2018	—	35.9%	22.6%
Jun 2018	—	43.6%	30.6%
Sep 2018	—	41.5%	28.9%
Dec 2018	—	43.7%	30.3%
Mar 2019	—	44.8%	28.9%
Jun 2019	—	44.5%	28.7%
Sep 2019	—	47.3%	30.5%
Dec 2019	—	45.6%	28.2%
Mar 2020	—	36.7%	20.8%
Jun 2020	—	12.2%	3.5%
Sep 2020	—	29.8%	18.3%
Dec 2020	—	41.8%	28.1%
Mar 2021	—	36.2%	24.3%
Jun 2021	—	53.6%	38.7%
Sep 2021	—	57.9%	41.6%
Dec 2021	—	50.5%	36.3%
Mar 2022	—	39.6%	27.7%
Jun 2022	—	41.5%	29.5%
Sep 2022	—	44.8%	31.4%
Dec 2022	—	45.4%	31.4%
Mar 2023	—	42.0%	20.2%
Jun 2023	—	53.2%	20.8%
Sep 2023	—	55.5%	18.6%
Dec 2023	—	54.7%	11.7%
Mar 2024	—	18.5%	-32.8%
Jun 2024	—	10.0%	7.9%
Sep 2024	—	15.5%	12.2%
Dec 2024	—	12.4%	9.7%
Mar 2025	—	11.3%	8.9%
Jun 2025	—	11.7%	9.2%
Sep 2025	—	10.2%	8.1%
Dec 2025	—	12.4%	9.8%
Mar 2026	—	-489.8%	-374.6%
Jun 2026	—	14.2%	11.3%