RIVER FINANCIAL CORPORATION

RVRF ·Financials, State Commercial Banks, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $132.1M $109.9M $99.9M $91.1M $80.7M $67.1M $50.3M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $54.6M $41.1M $86.5M $45.9M $37.8M $29.8M $23.1M
Operating Margin 41.3% 37.4% 86.6% 50.3% 46.9% 44.4% 45.9%
Interest Expense $53.0M $10.0M $5.6M $8.1M $8.5M
Pretax Income $54.6M $41.1M $33.6M $35.9M $32.2M $21.7M $14.6M
Income Tax Expense $12.5M $9.8M $6.8M $7.9M $7.2M $4.6M $3.5M
Net Income $42.1M $31.3M $26.7M $27.9M $25.0M $17.1M $11.1M
Net Margin 31.9% 28.5% 26.8% 30.6% 31.0% 25.5% 22.1%
EPS (Basic) $5.43 $4.09 $3.84 $4.21 $3.83 $2.63 $1.91
EPS (Diluted) $5.38 $4.05 $3.79 $4.14 $3.79 $2.60 $1.88
Shares Outstanding (Basic) 7.8M 7.8M 7.7M 7.0M 6.6M 6.5M 6.5M 5.8M
Shares Outstanding (Diluted) 7.8M 7.8M 7.7M 7.1M 6.7M 6.6M 6.6M 5.9M
Dividends Per Share $0.54 $0.50 $0.48 $0.44 $0.40 $0.36 $0.33
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