Regional Management Corp.
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $645.6M | $588.5M | $551.4M | $507.2M | $428.4M | $373.9M | $355.7M | $306.7M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $257.6M | $247.7M | $243.1M | $222.5M | $195.5M | $176.3M | $157.0M | $140.3M |
| Operating Income | $57.8M | $54.1M | $20.8M | $65.3M | $143.8M | $73.8M | $99.1M | $79.4M |
| Operating Margin | 8.9% | 9.2% | 3.8% | 12.9% | 33.6% | 19.7% | 27.9% | 25.9% |
| Interest Expense | — | — | — | — | $31.3M | $37.9M | $40.1M | $33.5M |
| Pretax Income | $57.8M | $54.1M | $20.8M | $65.3M | $112.5M | $35.9M | $59.0M | $45.9M |
| Income Tax Expense | $13.4M | $12.8M | $4.8M | $14.1M | $23.8M | $9.2M | $14.3M | $10.6M |
| Net Income | $44.4M | $41.2M | $16.0M | $51.2M | $88.7M | $26.7M | $44.7M | $35.3M |
| Net Margin | 6.9% | 7.0% | 2.9% | 10.1% | 20.7% | 7.1% | 12.6% | 11.5% |
| EPS (Basic) | $4.71 | $4.28 | $1.70 | $5.51 | $8.84 | $2.45 | $3.92 | $3.03 |
| EPS (Diluted) | $4.45 | $4.14 | $1.66 | $5.30 | $8.33 | $2.40 | $3.80 | $2.93 |
| Shares Outstanding (Basic) | 9.4M | 9.6M | 9.4M | 9.3M | 10.0M | 10.9M | 11.4M | 11.7M |
| Shares Outstanding (Diluted) | 10.0M | 10.0M | 9.6M | 9.7M | 10.6M | 11.1M | 11.8M | 12.1M |
| Dividends Per Share | $1.20 | $1.20 | $1.20 | $1.20 | $0.95 | $0.20 | — | — |