Regional Management Corp.
Income Statement
| Line Item | FY2017 | FY2016 | FY2015 | FY2014 | FY2013 | FY2012 | FY2011 | FY2010 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $272.5M | $240.5M | $217.3M | $204.7M | $170.6M | $135.7M | $105.3M | $86.8M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $131.0M | $118.6M | $115.6M | $96.8M | $71.0M | — | — | — |
| Operating Income | $64.2M | $58.9M | $54.4M | $38.9M | $60.4M | $50.9M | $45.7M | $35.7M |
| Operating Margin | 23.6% | 24.5% | 25.0% | 19.0% | 35.4% | 37.5% | 43.4% | 41.1% |
| Interest Expense | $23.9M | $19.9M | $16.2M | $14.9M | $14.1M | $11.6M | $12.3M | $10.1M |
| Pretax Income | $40.3M | $38.9M | $38.1M | $23.9M | $46.3M | $39.3M | $33.3M | $25.6M |
| Income Tax Expense | $10.3M | $14.9M | $14.8M | $9.1M | $17.5M | $14.6M | $12.3M | $9.2M |
| Net Income | $30.0M | $24.0M | $23.4M | $14.8M | $28.8M | $24.8M | $21.0M | $16.4M |
| Net Margin | 11.0% | 10.0% | 10.8% | 7.2% | 16.9% | 18.2% | 20.0% | 18.9% |
| EPS (Basic) | $2.59 | $2.03 | $1.82 | $1.17 | $2.29 | $2.12 | $2.25 | $1.76 |
| EPS (Diluted) | $2.54 | $1.99 | $1.79 | $1.14 | $2.23 | $2.07 | $2.19 | $1.70 |
| Shares Outstanding (Basic) | 11.6M | 11.8M | 12.8M | 12.7M | 12.6M | 11.7M | 9.3M | 9.3M |
| Shares Outstanding (Diluted) | 11.8M | 12.1M | 13.1M | 13.0M | 12.9M | 12.0M | 9.6M | 9.7M |
| Dividends Per Share | — | — | — | — | — | — | — | — |