Regional Management Corp.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $44.4M | $41.2M | $16.0M | $51.2M | $88.7M | $26.7M | $44.7M | $35.3M |
| Depreciation & Amortization | $16.2M | $14.1M | $14.6M | $12.7M | $11.7M | $13.3M | $10.9M | $8.8M |
| Depreciation | $5.0M | $4.8M | $4.6M | $4.1M | $4.5M | $5.0M | $4.3K | $3.7K |
| Amortization | $5.6M | $4.4M | $3.7M | $2.9M | $2.4M | $2.2M | $2.2M | $2.0K |
| Stock-Based Compensation | $11.9M | $11.2M | $11.8M | $10.8M | $7.4M | $5.6M | $5.1M | $5.3M |
| Net Cash from Operating Activities | $309.1M | $268.9M | $249.2M | $224.3M | $189.0M | $165.0M | $158.2M | $146.3M |
| Investing Activities | ||||||||
| Capital Expenditures | $4.8M | $5.1M | $4.7M | $5.9M | $3.6M | $3.9M | $5.8M | $5.4M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-471.2M | $-315.4M | $-278.7M | $-447.3M | $-355.1M | $-91.7M | $-268.8M | $-199.2M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | $24.0M | $3.5M | — | $20.6M | $67.4M | $12.0M | $25.0M | — |
| Net Cash from Financing Activities | $124.5M | $53.4M | $26.4M | $205.6M | $243.4M | $-57.8M | $116.9M | $81.1M |
| Net Change in Cash | $-37.6M | $7.0M | $-3.1M | $-17.4M | $77.3M | $15.4M | $6.3M | $28.1M |
| Free Cash Flow | $304.3M | $263.9M | $244.5M | $218.5M | $185.4M | $161.0M | $152.4M | $140.9M |