PayPal Holdings, Inc.
As of Fiscal Year 2025 (ended December 31, 2025)
Key KPIs at a Glance
| Metric | Value |
|---|---|
| Total revenue (FY2025) | $33.2 billion, up 4% year-over-year |
| Net income, GAAP (FY2025) | $5.2 billion, up 26% year-over-year |
| Total payment volume (TPV, FY2025) | $1.79 trillion, up 7% year-over-year |
| Active accounts (as of Dec 31, 2025) | 439 million, up ~1% year-over-year (4.7 million net adds) |
| Transactions per active account (TTM) | 57.7, down 5% year-over-year |
| Take rate (total revenue ÷ TPV, FY2025) | ~1.85% |
| Transaction margin (FY2025) | 47% of transaction revenue ($15.5 billion in transaction margin dollars, up 6% year-over-year) |
| Global headcount (as of Dec 31, 2025) | ~23,800 employees |
| US core PayPal user base (eMarketer estimate, 2025) | 91.5 million people, about 32% of the US population — third-party estimate, not a PayPal-reported figure |
Sources: Figures are from PayPal Holdings, Inc.'s Q4/FY2025 earnings release (furnished on Form 8-K, February 3, 2026) and FY2025 Form 10-K (filed with the SEC). Revenue, net income, TPV, active accounts, and transaction metrics are GAAP as reported. PayPal does not disclose segment- or product-line operating income (it operates as one reportable segment), so no operating-income breakdown is shown. The one third-party estimate (US core PayPal user base) is explicitly labeled eMarketer and dated; PayPal does not self-report a 'market share' figure.