PayPal Holdings, Inc.

PYPL ·Industrials, Specialty Business Services, United States
Analysis › KPI Dashboard

As of Fiscal Year 2025 (ended December 31, 2025)

Key KPIs at a Glance

Metric Value
Total revenue (FY2025) $33.2 billion, up 4% year-over-year
Net income, GAAP (FY2025) $5.2 billion, up 26% year-over-year
Total payment volume (TPV, FY2025) $1.79 trillion, up 7% year-over-year
Active accounts (as of Dec 31, 2025) 439 million, up ~1% year-over-year (4.7 million net adds)
Transactions per active account (TTM) 57.7, down 5% year-over-year
Take rate (total revenue ÷ TPV, FY2025) ~1.85%
Transaction margin (FY2025) 47% of transaction revenue ($15.5 billion in transaction margin dollars, up 6% year-over-year)
Global headcount (as of Dec 31, 2025) ~23,800 employees
US core PayPal user base (eMarketer estimate, 2025) 91.5 million people, about 32% of the US population — third-party estimate, not a PayPal-reported figure

Revenue by Type (FY2025)

Total Net Revenue: $33.17B

Total net revenues of $33.17B, per PayPal's Q4 2025 earnings release (unaudited summary of consolidated net revenues, full-year 2025, sum of quarterly data). Transaction revenues = fees from branded checkout, Venmo, and payments-service-provider (PSP/Braintree) processing; Other value added services = partnerships, referral fees, subscriptions, and interest on customer balances.

Total Revenue Growth

Total net revenue, FY2021-FY2025, as reported in PayPal's annual Form 10-K filings and Q4 2025 earnings release. FY2025 revenue grew 4% year-over-year to $33.2 billion.

Sources: Figures are from PayPal Holdings, Inc.'s Q4/FY2025 earnings release (furnished on Form 8-K, February 3, 2026) and FY2025 Form 10-K (filed with the SEC). Revenue, net income, TPV, active accounts, and transaction metrics are GAAP as reported. PayPal does not disclose segment- or product-line operating income (it operates as one reportable segment), so no operating-income breakdown is shown. The one third-party estimate (US core PayPal user base) is explicitly labeled eMarketer and dated; PayPal does not self-report a 'market share' figure.