Provident Financial Holdings, Inc.
Income Statement
| Line Item | Sep 2023 | Mar 2023 | Dec 2022 | Sep 2022 | Mar 2022 | Dec 2021 | Sep 2021 | Mar 2021 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $9.9M | $10.4M | $10.3M | $10.0M | $8.7M | $9.0M | $9.0M | $8.7M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $6.7M | $5.9M | $5.1M | $3.9M | $3.1M | $4.0M | $4.5M | $2.9M |
| Operating Margin | 67.7% | 56.8% | 49.7% | 39.0% | 36.0% | 44.8% | 50.1% | 33.7% |
| Interest Expense | $4.2M | $2.6M | $1.8M | $933.0K | $720.0K | $848.0K | $858.0K | $973.0K |
| Pretax Income | $2.5M | $3.3M | $3.4M | $3.0M | $2.4M | $3.2M | $3.6M | $1.9M |
| Income Tax Expense | $727.0K | $966.0K | $981.0K | $867.0K | $699.0K | $935.0K | $961.0K | $386.0K |
| Net Income | $1.8M | $2.3M | $2.4M | $2.1M | $1.7M | $2.3M | $2.7M | $1.6M |
| Net Margin | 17.8% | 22.4% | 22.9% | 21.0% | 19.6% | 25.1% | 29.8% | 18.0% |
| EPS (Basic) | $0.25 | $0.33 | $0.33 | $0.29 | $0.23 | $0.30 | $0.35 | $0.21 |
| EPS (Diluted) | $0.25 | $0.33 | $0.33 | $0.29 | $0.23 | $0.30 | $0.35 | $0.21 |
| Shares Outstanding (Basic) | 7.0M | 7.1M | 7.2M | 7.3M | 7.4M | 7.4M | 7.5M | 7.5M |
| Shares Outstanding (Diluted) | 7.0M | 7.1M | 7.2M | 7.3M | 7.4M | 7.5M | 7.6M | 7.6M |
| Dividends Per Share | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 | $0.14 |