Provident Financial Holdings, Inc.
Cash Flow Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $6.7M | $6.3M | $7.4M | $8.6M | $9.1M | $7.6M | $7.7M | $4.4M |
| Depreciation & Amortization | $1.6M | $1.6M | $1.6M | $1.4M | $1.5M | $1.6M | $1.5M | $881.0K |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $599.0K | $543.0K | $240.0K | $1.2M | $798.0K | $1.3M | $954.0K | $869.0K |
| Net Cash from Operating Activities | $9.0M | $8.7M | $5.7M | $16.3M | $11.8M | $11.6M | $8.0M | $107.1M |
| Investing Activities | ||||||||
| Capital Expenditures | $432.0K | $530.0K | $1.6M | $741.0K | $165.0K | $225.0K | $229.0K | $449.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $31.5M | $26.5M | $45.1M | $-109.9M | $-51.7M | $-55.9M | $-48.9M | $17.3M |
| Financing Activities | ||||||||
| Dividends Paid | $3.6M | $3.8M | $3.9M | $4.0M | $4.1M | $4.2M | $4.2M | $4.2M |
| Stock Repurchases | $6.0M | $4.4M | $2.6M | $4.6M | $4.3M | $2.3M | $1.3M | $1.4M |
| Net Cash from Financing Activities | $-44.3M | $-33.4M | $-65.2M | $136.0M | $-6.9M | $-1.5M | $86.4M | $-97.1M |
| Net Change in Cash | $-3.9M | $1.7M | $-14.5M | $42.4M | $-46.9M | $-45.8M | $45.4M | $27.3M |
| Free Cash Flow | $8.5M | $8.2M | $4.1M | $15.6M | $11.6M | $11.3M | $7.7M | $106.6M |