The PNC Financial Services Group, Inc.
As of Fiscal Year 2025 (ended December 31, 2025)
Key KPIs at a Glance
| Metric | Value |
|---|---|
| Total revenue (FY2025) | $23.10 billion, up 7% year-over-year, a record for PNC |
| Net income (FY2025) | $7.0 billion ($6,997 million), up 18% year-over-year |
| Diluted earnings per share (FY2025) | $16.59, up 21% year-over-year |
| Net interest margin (FY2025) | 2.83%, up from 2.66% in FY2024 |
| Return on average common equity (FY2025) | 12.90%, up from 11.92% in FY2024 |
| Efficiency ratio (FY2025) | 60%, improved from 63% in FY2024 |
| Total assets (as of December 31, 2025) | $573.6 billion, up 2% year-over-year |
| Total deposits (as of December 31, 2025) | $440.9 billion, up 3% year-over-year |
| Tangible book value per share (as of December 31, 2025) | $112.51, up 18% year-over-year |
| Employees (as of December 31, 2025) | 55,333 total (53,859 full-time and 1,474 part-time) |
| U.S. bank ranking by total assets | 8th-largest U.S. bank, ~$568 billion in bank-level assets as of December 31, 2025 (third-party estimate, usbanklocations.com, based on FDIC call-report data) |
Sources: Figures are from The PNC Financial Services Group's Full Year 2025 earnings release (January 16, 2026) and its Form 10-K for the year ended December 31, 2025 (filed February 20, 2026), primarily the Business Segments Review in Item 7 MD&A. Segment revenue and net income are GAAP as reported by segment (Retail Banking, Corporate & Institutional Banking, Asset Management Group, and Other); the four segments sum exactly to PNC's consolidated total revenue ($23,099 million) and consolidated net income ($6,997 million), so no reconciling 'unallocated' slice was needed. All four segments were profitable for full-year 2025, so both revenue and net income are shown as pie breakdowns. The bank-ranking figure in the KPI table is a third-party estimate (usbanklocations.com, based on FDIC call-report total assets as of December 31, 2025), clearly labeled as such since PNC does not self-report an industry ranking. PNC completed its acquisition of FirstBank Holding Co. on January 5, 2026 (after FY2025 close), so it is not reflected in these figures.