Plumas Bancorp
Income Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $98.3M | $82.5M | $90.0M | $72.8M | $61.1M | $51.4M | $52.8M | $47.0M |
| Interest Income | — | — | $79.9M | $61.7M | $49.9M | $42.7M | $43.8M | $38.6M |
| Non-interest Income | — | — | $10.1M | $11.1M | $11.3M | $8.7M | $9.1M | $8.4M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | $39.6M | $39.0M | $45.0M | $36.9M | $29.6M | $21.2M | $23.1M | $20.4M |
| Operating Margin | 40.3% | 47.3% | 50.0% | 50.7% | 48.5% | 41.2% | 43.8% | 43.4% |
| Interest Expense | — | — | $4.8M | $1.2M | $1.1M | $1.2M | $1.7M | $1.2M |
| Pretax Income | $39.6M | $39.0M | $40.2M | $35.7M | $28.5M | $20.0M | $21.4M | $19.1M |
| Income Tax Expense | $10.0M | $10.4M | $10.4M | $9.2M | $7.5M | $5.5M | $5.9M | $5.1M |
| Net Income | $29.6M | $28.6M | $29.8M | $26.4M | $21.0M | $14.5M | $15.5M | $14.0M |
| Net Margin | 30.1% | 34.7% | 33.1% | 36.3% | 34.4% | 28.2% | 29.4% | 29.8% |
| EPS (Basic) | $4.60 | $4.85 | $5.08 | $4.53 | $3.82 | $2.80 | $3.01 | $2.74 |
| EPS (Diluted) | $4.54 | $4.80 | $5.02 | $4.47 | $3.76 | $2.77 | $2.97 | $2.68 |
| Shares Outstanding (Basic) | 6.4M | 5.9M | 5.9M | 5.8M | 5.5M | 5.2M | 5.2M | 5.1M |
| Shares Outstanding (Diluted) | 6.5M | 6.0M | 5.9M | 5.9M | 5.6M | 5.2M | 5.2M | 5.2M |
| Dividends Per Share | $1.20 | $1.08 | $1.00 | $0.64 | $0.56 | $0.36 | $0.46 | $0.36 |