PennyMac Financial Services, Inc.

PFSI ·Financial, Credit Services, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Revenue $20.1M $26.9M $13.4M $12.4M $7.3M $6.7M $8.9M $984.6M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $551.4M $401.0M $821.4M $1.00B $1.75B $2.51B $741.4M $412.3M
Operating Margin 2,742.3% 1,492.6% 6,128.5% 8,075.2% 23,889.2% 37,289.0% 8,349.4% 41.9%
Interest Expense $637.8M $335.4M $390.7M $271.6M $212.0M $144.6M
Pretax Income $551.4M $401.0M $183.6M $665.2M $1.36B $2.24B $529.4M $267.7M
Income Tax Expense $50.3M $89.6M $39.0M $189.7M $355.7M $593.7M $136.5M $23.3M
Net Income $501.1M $311.4M $144.7M $475.5M $1.00B $1.65B $393.0M $87.7M
Net Margin 2,491.9% 1,159.1% 1,079.3% 3,837.2% 13,699.5% 24,445.4% 4,425.3% 8.9%
EPS (Basic) $9.69 $6.11 $2.89 $8.96 $15.73 $21.91 $5.02 $1.31
EPS (Diluted) $9.30 $5.84 $2.74 $8.50 $14.87 $20.92 $4.89 $1.30
Shares Outstanding (Basic) 51.7M 51.0M 50.0M 53.1M 63.8M 75.2M 78.2M 67.0M
Shares Outstanding (Diluted) 53.9M 53.4M 52.7M 56.0M 67.5M 78.7M 80.3M 70.6M
Dividends Per Share $1.20 $1.00 $0.80 $0.80 $0.20
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