Peoples Bancorp of North Carolina, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $19.8M | $16.4M | $15.5M | $16.1M | $15.1M | $11.4M | $14.1M | $13.4M |
| Depreciation & Amortization | $2.7M | $2.9M | $3.1M | $6.0M | $5.6M | $4.2M | $4.0M | $4.6M |
| Depreciation | $2.0M | $2.1M | $220.0K | $240.0K | $2.6M | $2.5M | $2.3M | $2.3M |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | — | — | — | — | $181.0K | $27.0K | $270.0K | $85.0K |
| Net Cash from Operating Activities | $21.4M | $20.6M | $22.8M | $22.6M | $26.9M | $9.2M | $13.2M | $17.2M |
| Investing Activities | ||||||||
| Capital Expenditures | $1.4M | $587.0K | $1.9M | $4.6M | $484.0K | $2.5M | $2.8M | $1.7M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-41.8M | $-42.6M | $-753.0K | $-256.0M | $-106.1M | $-149.0M | $-48.2M | $-18.6M |
| Financing Activities | ||||||||
| Dividends Paid | $5.2M | $5.0M | $5.1M | $4.9M | $3.8M | $4.4M | $3.9M | $3.1M |
| Stock Repurchases | $0 | $2.0M | $2.0M | $710.0K | $3.6M | $3.0M | — | — |
| Net Cash from Financing Activities | $19.3M | $-1.0M | $-11.2M | $27.5M | $195.2M | $249.0M | $44.0M | $-12.5M |
| Net Change in Cash | — | — | — | $-205.9M | $115.9M | $109.2M | $9.0M | $-13.9M |
| Free Cash Flow | $20.0M | $20.0M | $20.8M | $18.1M | $26.4M | $6.7M | $10.4M | $15.4M |