Ponce Financial Group, Inc.
Income Statement
| Line Item | FY2026 | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|---|
| Revenue | — | $109.2M | $83.7M | $75.5M | $73.0M | $93.5M | $55.2M | $40.8M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | — | — | — | — | — | — | — | — |
| Operating Income | — | $124.1M | $101.9M | $66.5M | $-20.7M | $41.9M | $16.6M | $6.3M |
| Operating Margin | — | 113.6% | 121.7% | 88.0% | -28.3% | 44.8% | 30.1% | 15.5% |
| Interest Expense | — | $85.7M | $86.2M | $60.6M | $16.1M | $8.3M | $11.4M | $12.4M |
| Pretax Income | — | $38.4M | $15.7M | $5.9M | $-36.8M | $33.6M | $5.2M | $-6.0M |
| Income Tax Expense | — | $9.7M | $4.7M | $2.5M | $-6.8M | $8.2M | $1.4M | $-924.0K |
| Net Income | — | $28.7M | $11.0M | $3.4M | $-30.0M | $25.4M | $3.9M | $-5.1M |
| Net Margin | — | 26.3% | 13.1% | 4.4% | -41.1% | 27.2% | 7.0% | -12.6% |
| EPS (Basic) | — | $1.21 | $0.46 | $0.15 | $-1.32 | $1.52 | $0.23 | $-0.29 |
| EPS (Diluted) | — | $1.20 | $0.46 | $0.15 | $-1.32 | $1.51 | $0.23 | $-0.29 |
| Shares Outstanding (Basic) | 24.2M | 22.7M | 22.4M | 22.7M | 22.7M | 16.7M | 16.7M | 17.4M |
| Shares Outstanding (Diluted) | 24.2M | 23.1M | 22.6M | 22.8M | 22.7M | 16.8M | 16.7M | 17.4M |
| Dividends Per Share | — | — | — | — | — | — | — | — |