Ponce Financial Group, Inc.
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 |
|---|---|---|---|---|---|---|---|
| Operating Activities | |||||||
| Net Income | $28.7M | $11.0M | $3.4M | $-30.0M | $25.4M | $3.9M | $-5.1M |
| Depreciation & Amortization | $4.8M | $4.7M | $4.5M | $4.3M | $2.5M | $2.5M | $2.2M |
| Depreciation | — | — | — | — | — | — | — |
| Amortization | — | — | — | — | — | — | — |
| Stock-Based Compensation | $1.9M | $2.1M | $1.9M | $1.6M | $1.4M | $1.4M | $1.3M |
| Net Cash from Operating Activities | $55.6M | $7.2M | $6.5M | $9.8M | $18.6M | $-27.5M | $5.0M |
| Investing Activities | |||||||
| Capital Expenditures | $978.0K | $2.7M | $411.0K | $492.0K | $4.2M | $1.9M | $3.8M |
| Business Acquisitions | — | — | — | — | — | $1.0M | — |
| Net Cash from Investing Activities | $-219.7M | $-294.9M | $-332.9M | $-777.1M | $-211.1M | $-204.6M | $-38.7M |
| Financing Activities | |||||||
| Dividends Paid | — | — | — | — | — | — | — |
| Stock Repurchases | — | — | $11.0M | — | $1.6M | $4.7M | $15.8M |
| Net Cash from Financing Activities | $150.4M | $288.3M | $411.2M | $667.7M | $274.4M | $276.5M | $-8.5M |
| Net Change in Cash | $-13.7M | $649.0K | $84.8M | $-99.5M | $81.8M | $44.4M | $-42.1M |
| Free Cash Flow | $54.6M | $4.5M | $6.1M | $9.3M | $14.4M | $-29.4M | $1.2M |