PCB BANCORP
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $37.5M | $25.8M | $30.7M | $35.0M | $40.1M | $16.2M | $24.1M | $24.3M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | $2.2M | $2.3M | $2.2M | $1.6M | $1.4M | $1.5M | $1.5M | $1.3M |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $973.0K | $504.0K | $488.0K | $539.0K | $453.0K | $715.0K | $709.0K | $648.0K |
| Net Cash from Operating Activities | $26.6M | $39.0M | $63.3M | $57.3M | $-1.6M | $17.1M | $30.1M | $30.7M |
| Investing Activities | ||||||||
| Capital Expenditures | $2.2M | $4.1M | $1.3M | $5.5M | $430.0K | $1.8M | $710.0K | $1.1M |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-200.1M | $-311.7M | $-275.3M | $-356.7M | $-175.2M | $-132.8M | $-61.9M | $-168.1M |
| Financing Activities | ||||||||
| Dividends Paid | $11.5M | $10.3M | $9.9M | $8.9M | $6.7M | $6.2M | $4.0M | $1.8M |
| Stock Repurchases | $7.1M | $222.0K | $8.8M | $6.7M | $10.9M | $6.5M | $6.5M | $0 |
| Net Cash from Financing Activities | $181.9M | $229.2M | $307.2M | $243.1M | $186.0M | $163.6M | $15.7M | $226.1M |
| Net Change in Cash | $8.4M | $-43.6M | $95.3M | $-56.3M | $9.2M | $47.9M | $-16.0M | $88.6M |
| Free Cash Flow | $24.4M | $34.9M | $62.0M | $51.8M | $-2.0M | $15.3M | $29.4M | $29.5M |