Pathfinder Bancorp, Inc.
Returns on Capital
| Fiscal Year | ROE | ROI | ROA |
|---|---|---|---|
| FY2016 | 5.6% | 4.4% | 0.4% |
| FY2017 | 5.6% | 3.3% | 0.4% |
| FY2018 | 6.3% | 2.8% | 0.4% |
| FY2019 | 4.7% | 2.7% | 0.4% |
| FY2020 | 7.1% | 4.0% | 0.6% |
| FY2021 | 11.2% | 7.1% | 1.0% |
| FY2022 | 11.7% | 7.8% | 0.9% |
| FY2023 | 7.8% | 5.5% | 0.6% |
| FY2024 | 2.8% | 2.3% | 0.2% |
| FY2025 | -1.6% | -1.4% | -0.1% |