PATHFINDER BANCORP, INC.

PBHC ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item Jun 2026 Mar 2026 Sep 2025 Jun 2025 Mar 2025 Sep 2024 Jun 2024 Mar 2024
Revenue $11.8M $11.5M $13.1M $9.3M $12.6M $13.4M $10.7M $11.1M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense $139.0K $140.0K $132.0K $60.0K $114.0K $123.0K $123.0K $170.0K
Operating Income $3.3M $2.9M $672.0K $38.0K $3.7M $-5.8M $12.0M $11.9M
Operating Margin 27.7% 25.7% 5.1% 0.4% 29.5% -43.1% 112.6% 107.0%
Interest Expense $9.5M $9.2M
Pretax Income $3.3M $2.9M $672.0K $38.0K $3.7M $-5.8M $2.5M $2.7M
Income Tax Expense $585.0K $530.0K $46.0K $7.0K $744.0K $-1.2M $481.0K $532.0K
Net Income $2.7M $2.4M $626.0K $31.0K $3.0M $-4.6M $2.0M $2.1M
Net Margin 22.7% 21.0% 4.8% 0.3% 23.6% -34.6% 18.7% 19.0%
EPS (Basic)
EPS (Diluted) $0.47 $0.47 $0.41 $0.41
Shares Outstanding (Basic)
Shares Outstanding (Diluted)
Dividends Per Share $0.10 $0.10 $0.10 $0.10 $0.10 $0.10 $0.10 $0.10
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