PATHFINDER BANCORP, INC.
Cash Flow Statement
| Line Item | Jun 2026 | Mar 2026 | Sep 2025 | Jun 2025 | Mar 2025 | Sep 2024 | Jun 2024 | Mar 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $2.7M | $2.4M | $626.0K | $31.0K | $3.0M | $-4.6M | $2.0M | $2.1M |
| Depreciation & Amortization | — | — | — | — | — | — | — | — |
| Depreciation | — | $374.0K | — | — | $413.0K | — | — | $339.0K |
| Amortization | — | $143.0K | — | — | $143.0K | — | — | $5.0K |
| Stock-Based Compensation | — | — | — | — | — | — | — | — |
| Net Cash from Operating Activities | $2.3M | $-241.0K | $7.0M | $-3.7M | $5.7M | $11.8M | $1.5M | $504.0K |
| Investing Activities | ||||||||
| Capital Expenditures | $165.0K | $248.0K | $126.0K | $224.0K | $637.0K | $510.0K | $881.0K | $230.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | — | $11.2M | — | — | $-1.9M | — | — | $-7.4M |
| Financing Activities | ||||||||
| Dividends Paid | — | $138.0K | — | — | $138.0K | — | — | $424.0K |
| Stock Repurchases | — | — | — | — | — | — | — | — |
| Net Cash from Financing Activities | — | $-3.0M | — | — | $16.1M | — | — | $-12.6M |
| Net Change in Cash | — | $8.0M | — | — | $19.9M | — | — | $-19.5M |
| Free Cash Flow | $2.2M | $-489.0K | $6.9M | $-4.0M | $5.1M | $11.3M | $637.0K | $274.0K |