Pioneer Bancorp, Inc./MD
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $20.3M | $15.3M | $21.9M | $10.3M | $1.1M | $5.2M | $7.3M | $11.5M |
| Depreciation & Amortization | $1.9M | $2.1M | $2.3M | $2.4M | $2.5M | $2.5M | $2.5M | $2.4M |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | $474.0K | $534.0K | $398.0K | $357.0K | $316.0K | $364.0K | $351.0K | $269.0M |
| Stock-Based Compensation | $1.3M | $154.0K | — | — | — | — | — | — |
| Net Cash from Operating Activities | $11.1M | $23.8M | $26.3M | $50.0M | $32.7M | $2.0M | $6.1M | $23.0M |
| Investing Activities | ||||||||
| Capital Expenditures | — | $838.0K | $451.0K | $780.0K | $596.0K | $1.7M | $2.3M | $8.0M |
| Business Acquisitions | $480.0K | $2.0M | — | $1.7M | — | — | — | $4.7M |
| Net Cash from Investing Activities | $-125.8M | $-18.0M | $-114.9M | $-148.0M | $-125.1M | $-109.5M | $-78.0M | $-78.7M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | $11.3M | $1.1M | — | — | — | — | — | — |
| Net Cash from Financing Activities | $151.8M | $8.9M | $-137.0M | $149.2M | $260.5M | $34.2M | $181.7M | $135.7M |
| Net Change in Cash | $37.2M | $14.7M | $-225.6M | $51.1M | $168.1M | $-73.2M | $109.8M | $80.0M |
| Free Cash Flow | — | $23.0M | $25.8M | $49.2M | $32.1M | $322.0K | $3.8M | $15.0M |