OHIO VALLEY BANC CORP

OVBC ·Financial, Banks - Regional, United States
Financial Statements Income Statement
Annual Quarterly

Income Statement

Line Item FY2026 FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019
Revenue $66.7M $62.0M $58.7M $54.9M $50.9M $51.4M $52.2M
Cost of Revenue
Gross Profit
Gross Margin
Operating Expenses
Research & Development
SG&A Expense
Operating Income $19.5M $13.4M $31.0M $18.8M $17.7M $18.5M $19.0M
Operating Margin 29.2% 21.6% 52.9% 34.2% 34.8% 36.0% 36.4%
Interest Expense $15.8M $2.8M $3.7M $6.2M $7.3M
Pretax Income $19.5M $13.4M $15.2M $15.9M $14.0M $12.3M $11.7M
Income Tax Expense $3.9M $2.4M $2.6M $2.6M $2.3M $2.0M $1.8M
Net Income $15.6M $11.0M $12.6M $13.3M $11.7M $10.3M $9.9M
Net Margin 23.4% 17.7% 21.5% 24.3% 23.1% 20.0% 19.0%
EPS (Basic) $3.31 $2.32 $2.65 $2.80 $2.45 $2.14 $2.08
EPS (Diluted)
Shares Outstanding (Basic) 4.7M 4.7M 4.7M 4.8M 4.8M 4.8M 4.8M 4.8M
Shares Outstanding (Diluted) 4.7M 4.7M 4.7M 4.8M 4.8M 4.8M 4.8M 4.8M
Dividends Per Share $0.91 $0.88 $1.02 $0.99 $0.84 $0.84 $0.84
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