Oportun Financial Corporation
Income Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $233.2M | $228.8M | $247.7M | $238.7M | $234.3M | $235.9M | $250.9M | $250.0M |
| Cost of Revenue | — | — | — | — | — | — | — | — |
| Gross Profit | — | — | — | — | — | — | — | — |
| Gross Margin | — | — | — | — | — | — | — | — |
| Operating Expenses | ||||||||
| Research & Development | — | — | — | — | — | — | — | — |
| SG&A Expense | $6.0M | $7.0M | $6.3M | $10.5M | $9.8M | $7.4M | $6.4M | $13.0M |
| Operating Income | $15.6M | $3.6M | $6.6M | $14.2M | $10.1M | $13.2M | $3.9M | $-39.5M |
| Operating Margin | 6.7% | 1.6% | 2.6% | 6.0% | 4.3% | 5.6% | 1.6% | -15.8% |
| Interest Expense | — | — | — | — | — | — | — | — |
| Pretax Income | $15.6M | $3.6M | $6.6M | $14.2M | $10.1M | $13.2M | $3.9M | $-39.5M |
| Income Tax Expense | $7.1M | $1.2M | $3.2M | $9.0M | $3.2M | $3.4M | $-4.8M | $-9.5M |
| Net Income | $8.5M | $2.3M | $3.4M | $5.2M | $6.9M | $9.8M | $8.7M | $-30.0M |
| Net Margin | 3.7% | 1.0% | 1.4% | 2.2% | 2.9% | 4.1% | 3.5% | -12.0% |
| EPS (Basic) | $0.18 | $0.05 | $0.07 | $0.11 | $0.15 | $0.21 | $0.26 | $-0.75 |
| EPS (Diluted) | $0.17 | $0.05 | $0.07 | $0.11 | $0.14 | $0.21 | $0.26 | $-0.75 |
| Shares Outstanding (Basic) | 48.4M | 47.4M | 46.4M | 46.7M | 46.6M | 45.5M | 40.4M | 40.0M |
| Shares Outstanding (Diluted) | 49.4M | 48.5M | 47.9M | 48.3M | 47.9M | 47.0M | 40.4M | 40.0M |
| Dividends Per Share | — | — | — | — | — | — | — | — |