Oportun Financial Corporation
Cash Flow Statement
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $25.2M | $-78.7M | $-180.0M | $-77.7M | $47.4M | $-45.1M | $61.6M | $123.4M |
| Depreciation & Amortization | $41.4M | $51.2M | $54.9M | $47.5M | $27.1M | $20.2M | $14.1M | $11.8M |
| Depreciation | $1.8M | $3.5M | $4.3M | $5.2M | $9.4M | $9.4M | $8.8M | $8.3M |
| Amortization | $4.9M | $7.5M | $7.7M | $7.9M | $300.0K | $0 | — | — |
| Stock-Based Compensation | $10.7M | $13.0M | $18.6M | $27.6M | $18.9M | $19.5M | $19.2M | $6.8M |
| Net Cash from Operating Activities | $413.4M | $393.5M | $392.8M | $247.9M | $163.4M | $152.9M | $218.4M | $138.4M |
| Investing Activities | ||||||||
| Capital Expenditures | — | — | — | $6.0M | $12.3M | $4.8M | $8.9M | $14.6M |
| Business Acquisitions | — | — | — | $0 | $111.7M | $0 | — | — |
| Net Cash from Investing Activities | $-369.7M | $-193.7M | $-286.2M | $-1.17B | $-884.8M | $16.4M | $-497.7M | $-471.4M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | — | — | — | — | — | — | — | — |
| Net Cash from Financing Activities | $-59.4M | $-191.2M | $-104.4M | $934.5M | $745.7M | $-136.8M | $286.3M | $368.1M |
| Net Change in Cash | $-15.7M | $8.6M | $2.2M | $10.9M | $24.4M | $32.4M | $7.0M | $35.0M |
| Free Cash Flow | — | — | — | $241.9M | $151.2M | $148.0M | $209.5M | $123.8M |