OptimumBank Holdings, Inc.
Cash Flow Statement
| Line Item | Jun 2026 | Mar 2026 | Dec 2025 | Sep 2025 | Jun 2025 | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|---|---|---|---|---|
| Operating Activities | ||||||||
| Net Income | $6.7M | $4.7M | $4.9M | $4.3M | $3.6M | $3.9M | $3.9M | $3.3M |
| Depreciation & Amortization | $141.0K | $132.0K | $127.0K | $124.0K | $121.0K | $96.0K | $94.0K | $91.0K |
| Depreciation | — | — | — | — | — | — | — | — |
| Amortization | — | — | — | — | — | — | — | — |
| Stock-Based Compensation | $-1.0K | $431.0K | $0 | $579.0K | $0 | $296.0K | $-2.0K | $0 |
| Net Cash from Operating Activities | $10.3M | $7.9M | $6.6M | $1.9M | $6.2M | $3.1M | $6.0M | $4.0M |
| Investing Activities | ||||||||
| Capital Expenditures | $476.0K | $439.0K | $309.0K | $6.0K | $298.0K | $283.0K | $218.0K | $152.0K |
| Business Acquisitions | — | — | — | — | — | — | — | — |
| Net Cash from Investing Activities | $-125.2M | $-133.5M | $-149.4M | $-29.2M | $16.2M | $5.7M | $-27.2M | $-16.8M |
| Financing Activities | ||||||||
| Dividends Paid | — | — | — | — | — | — | — | — |
| Stock Repurchases | — | — | — | — | — | — | — | — |
| Net Cash from Financing Activities | $121.1M | $151.1M | $22.3M | $80.6M | $15.9M | $41.0M | $-16.7M | $40.3M |
| Net Change in Cash | $6.2M | $25.5M | $-120.5M | $53.3M | $38.3M | $49.8M | $-38.0M | $27.5M |
| Free Cash Flow | $9.8M | $7.4M | $6.3M | $1.9M | $5.9M | $2.9M | $5.7M | $3.9M |